The simple answer is “Yes!”
The money is held in trust by a separate entity so even in the highly unlikely event that the funeral plan provider (Golden Charter) ceases trading the trust entity will not. It is not held by either us or Golden Charter itself. Payment will only be made to ourselves once the funeral has taken place, and so should you move to a new area or indeed if our business was no longer here, your money would be safe in the trust and your plan could be transferred to another funeral director.
The trust has “ring-fenced” your money to ensure that what you expect to receive is what you will get.
As a provider of financial products the Golden Charter is registered with the FPA, the Financial Planning Authority.